Pennypact
Menu

Pricing

A useful Free plan. One payer when a group wants more.

Free stays free for the ordinary record, for everyone in the pact. When a group wants the extras, one person pays and everyone in their pacts benefits. Guests never pay anything.

Plans

Free

Free for everyone in the pact, always

 

The ordinary record, for everyone in the pact.

  • As many pacts, people and expenses as you like
  • Split equally, by percent, by shares or by amount
  • Payment requests prepared for your payment app
  • Every accepted record checkable on-chain, no wallet needed
  • Guests approve, pay and confirm from a link without an account
  • Export your expenses and balances any time
Join the waitlist

Trip Pass

$0.99 once, for one trip

 

One purchase covers one whole trip. Not a subscription, and nobody else on the trip pays.

  • Trip dates and one clear balance per person
  • Receipts kept with the trip's record
  • Reminders sent from the pact to people who opted in
  • A tidy close-out when everyone has settled up
Join the waitlist

Plus

Most groups

$1.99 a month

or $19.99 a year

One organizer pays; every pact they own gets the extras. Friends and guests never subscribe.

  • Recurring expenses for rent, utilities and subscriptions
  • Receipts stored with your pacts, up to 2 GB
  • Reminders sent from the pact to people who opted in
  • Everyone else in your pacts keeps using Free
Join the waitlist

House

$4.99 a month

or $49.99 a year

For a household: one owner plus five named accounts, and the pacts that come with living together.

  • Everything in Plus, for up to six full accounts
  • Move-in and move-out settlement, prorated to the day
  • A clear record of who paid which part of the deposit
  • Receipts stored with the household's pacts, up to 10 GB
Join the waitlist

These are US prices and they are targets until launch. App stores show the final local price, tax and renewal terms before you buy anything.

What each plan includes

The same record, the same payment requests and the same verification on every plan. Paid plans add convenience for the person who runs the pact.

Features by plan
Feature FreeTrip PassPlusHouse
Pacts, people and expenses UnlimitedUnlimitedUnlimitedUnlimited
Split rules everyone approves YesYesYesYes
Payment requests for your payment app YesYesYesYes
Records checkable on-chain YesYesYesYes
Guests act from a link, free YesYesYesYes
Export expenses and balances YesYesYesYes
Recurring expenses ——YesYes
Receipt storage BasicUp to 250 MBUp to 2 GBUp to 10 GB
Reminders from the pact —YesYesYes
Full accounts covered YouWhoever's on the tripYouYou plus five
Move-in, move-out and deposits ———Yes

Scroll the table sideways to see every column.

Fair questions about paying

What can someone do without a full account?

Someone you invite gets a link. With it they can see their share, approve the split rules, open the payment details, mark a payment as sent or confirm one received, and nothing else in the pact. Forwarding the link forwards that same limited access, so treat it like the bill it shows. Guests can't add or change expenses or invite people. They can open a full account whenever they like.

How long do you keep receipt images?

As long as the pact keeps them. Delete a receipt and it is gone after a 15-day undo window. Delete your account and everything of yours, receipts included, is removed after 15 days. Paid plans set how much receipt storage a pact has; the numbers on the Pricing page aren't final until launch.

When can I actually use it?

Pennypact is pre-launch. The waitlist is worldwide; India, Canada and the United States open first, one at a time as each is ready. Join the list and we'll email you once, when yours opens.

All sixteen questions